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Beneficiary Required Minimum Distributions (RMD) - Spouse Inherited IRA

The IRS Code provides special rules that apply when original account owner's beneficiary is his/her spouse. The spouse beneficiary may elect to treat the inherited account as his/her own. The spouse beneficiary can also elect to not treat the inherited IRA as his/her own. Use this calculator to determine the Required Minimum Distributions (RMD) as a spouse beneficiary electing not to treat the inherited IRA as his/her own. Use this calculator to create a hypothetical projection of your future Required Minimum Distributions (RMD). The IRS Code provides special rules that apply when original account owner's beneficiary is his/her spouse. The spouse beneficiary may elect to treat the inherited account as his/her own.

AtlanticMidwest Investment Research
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Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.