Protect Your Wealth. Clarify Your Retirement. Build Your Next Chapter.
Begin your onboarding for retirement planning, investment management, career transition financial planning, and access to the broader Americas Retirement Plan and LifeByDesign360 ecosystem.
A More Complete Way to Plan for Retirement
Traditional retirement planning often begins and ends with investment accounts. Our process looks deeper: your retirement assets, career risk, income sources, tax-sensitive decisions, corporate benefits, liquidity, estate coordination, and whether you need a stronger path to income independence.
Retirement & Wealth Review
We begin by understanding your goals, assets, income needs, risk tolerance, retirement timeline, tax concerns, and current portfolio structure.
Career Transition Awareness
If you are facing a layoff, job change, severance decision, or corporate benefit issue, we identify the financial decisions that may affect your long-term retirement security.
LifeByDesign360 Connection
When appropriate, we help you consider broader education, coaching, and business-building resources designed to help create greater stability and opportunity.
Your Onboarding Path
The onboarding process is designed to help us understand where you are today, where you want to go, and what decisions need attention first.
Tell Us Where You Are
Complete the client intake form so we can understand your current financial position, retirement goals, career status, major concerns, and planning priorities.
Complete Your Risk Questionnaire
Your risk profile helps us evaluate your investment objective, time horizon, liquidity needs, emotional tolerance for volatility, and ability to withstand market declines.
Gather Key Documents
Statements, benefit documents, tax returns, severance details, ESOP information, stock option materials, estate documents, and insurance information help create a more complete picture.
Review Your Retirement Readiness
We evaluate your financial runway, investment structure, potential income needs, benefit decisions, rollover considerations, and areas that may require additional planning.
Build the Initial Strategy
If there is a fit, we outline next steps for investment management, financial planning, retirement income strategy, and any appropriate LifeByDesign360 or ARP.ai resources.
How We Identify the Right Starting Point
| Your Situation | Primary Focus | Additional Considerations |
|---|---|---|
| Recently laid off or concerned about job loss | Financial runway, severance, benefits, cash flow, retirement plan decisions | LifeByDesign360 Career Transition Mastery and ARP.ai financial awareness tools |
| Within 10 years of retirement | Retirement readiness, portfolio risk, income planning, Social Security timing | Tax-aware withdrawal planning, Roth conversion review, estate coordination |
| Has 401(k), pension, ESOP, RSUs, options, or employer stock | Corporate benefit analysis and rollover or distribution planning | Tax, concentration risk, liquidity, and timing decisions |
| Wants more control over future income | Investment strategy, cash flow planning, and income independence | LifeByDesign360 business education and Archimedes BOS resources |
| Already retired | Income distribution, portfolio preservation, inflation risk, legacy planning | Estate document coordination, beneficiary review, and ongoing monitoring |
Client Intake Form
Please complete the information below so we can better understand your retirement, investment, career transition, and planning needs.
Risk Tolerance Questionnaire
This questionnaire helps evaluate your investment objectives, risk capacity, time horizon, liquidity needs, emotional tolerance for volatility, and overall investment suitability.
Document Collection Checklist
The following documents help us provide a more complete review of your financial situation, retirement readiness, investment structure, and any career transition or corporate benefit issues.
Core Financial Documents
- Most recent investment account statements
- 401(k), 403(b), 457, TSP, IRA, and Roth IRA statements
- Current portfolio holdings and cost basis, if available
- Tax returns for the prior 1–2 years
- Social Security estimate or benefits statement
- Pension or cash balance plan estimates
- Insurance policies and annuity contracts
- Mortgage, debt, and major liability summary
Transition Documents
- Severance agreement or separation package
- Benefits continuation and COBRA information
- Employer retirement plan documents
- Stock option, RSU, ESPP, or employer stock documents
- ESOP distribution or diversification materials
- Unemployment benefit estimates
- Non-compete, consulting, or independent contractor agreements
- Any employer-provided outplacement or transition materials
Estate Coordination Documents
- Will
- Revocable living trust, if applicable
- Financial power of attorney
- Health care power of attorney
- Beneficiary designations
- Property ownership details
- Business succession documents, if applicable
Income & Business Planning Items
- Current business or side-income details
- Business entity documents, if applicable
- Business revenue and expense summary
- Current CRM, marketing, or automation tools
- Membership, subscription, or continuity-income ideas
- Skills, experience, and marketable expertise inventory
What Happens After You Submit
Initial Review
Your information is reviewed to identify your primary planning needs and whether investment advisory services may be appropriate.
Strategy Session
We discuss your goals, concerns, documents, risk profile, and any urgent decisions involving benefits, retirement accounts, or liquidity.
Planning Direction
If there is a fit, we outline potential next steps for financial planning, portfolio management, retirement income, or transition strategy.
Implementation
Approved recommendations may be implemented through appropriate advisory agreements, custodian processes, and ongoing review meetings.
Important Disclosures
AmericasRetirementPlan.com is operated by AtlanticMidwest Investment Research, LLC, a Registered Investment Adviser. Investment advisory services are offered only where properly registered or exempt from registration. Registration as an investment adviser does not imply a certain level of skill or training.
AmericasRetirementPlan.ai is an educational financial awareness platform and does not provide individualized investment, tax, legal, or financial advice. LifeByDesign360 is a coaching and education platform offered through Archimedes Worldwide, LLC. Archimedes BOS provides business operations, marketing, CRM, automation, and related business-building resources. Investment advisory services, coaching services, and business operations services are separate offerings and may involve separate agreements and fees.
Investments involve risk, including possible loss of principal. No investment strategy, financial plan, career strategy, coaching program, business system, or technology platform can guarantee results, income, employment, business success, retirement security, or investment performance. Past performance is not indicative of future results. Consult qualified tax, legal, and financial professionals before making decisions.
