August 2026
What You Need to Know About Disability Benefits
By Elaine Floyd | Horsesmouth Most of us probably hope that we will never need disability benefits. But for those who qualify, they can be an important source of income. The disability portion of the Social Security program is so big and so complex that there are law firms that specialize in helping…
Read MoreChecklist: Is It Time for Assisted Living?
By Jennifer Reimer | Horsesmouth Editorial Assistant How do you know when loved ones are ready for assisted living? Use these guidelines to help spot the warning signs of aging and illness. Rosalyn Carter once said: “There are only four kinds of people in the world—those who have been caregivers, those who are…
Read MoreHow to Pay For Long-Term Care: 8 Strategies
By Tammy Ward and Ed Friderici | Horsesmouth Long-term care planning—if not now, when? Two big questions loom as the American population comes of age for long-term care—How do I plan for it? Can I afford it? When it comes to planning for a safe and secure retirement, long-term care (LTC) can be a…
Read More11 Financial Tips to Make Caregiving Easier
By Debra Taylor, CPA/PFS, JD, CDFA | Horsesmouth Caregivers generally tend to their elderly/disabled family members as a labor of love, but it can also be taxing for them financially and otherwise. These 11 tips can help you manage the financial side of caregiving and keep things under control. Becoming a caregiver to a…
Read MoreHow to Start the Family Caregiving Discussion
By Amanda Chase | Horsesmouth Associate Editor Nobody looks forward to discussing finances and elder care with their parents, but every family needs to do it. These tips will help you start the conversation now and get a plan in place before you urgently need it. Most of us have always thought of our…
Read MoreUnderstanding Guardianship for Older Adults
By Elaine Floyd, CFP ® | Horsesmouth One day you may find yourself involved in guardianship proceedings for an elderly parent or relative. Here’s an overview of what guardianship means today, how the court evaluates the adult, and what you need to know. Guardianship promises to be a huge issue facing baby boomers in the…
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