Posts by AmericasRetirementPlan
5 Ways to Boost Your Security Against ID and Credit Theft
By: Bryan Mills | Horsesmouth A week hardly passes without news of credit card and identity theft. Here are some security measures you can take, including some you’ve not likely heard of before now. A few years ago, I was sitting down to dinner with my family when I got a phone call from…
Read More2026 RMD Reference Guide
By: Hayden Adams | Schwab If you’re turning age 73 this year, it’s time to start taking the annual required minimum distributions (RMDs) from tax-deferred retirement accounts including 401(k)s and traditional IRAs. The penalty for not taking your RMD can be pretty steep: The IRS will levy a penalty amounting to 25% of the…
Read More4 Common Elder Scams: How to Stay Safe and Fight Back
By Devin Kropp | Horsesmouth Elder fraud continues to be a growing problem with millions falling victim to a scam every year. Know the common signs that signal trickery—and what to do if you or a loved one is being scammed. Over two million elderly people are known to fall victim to elder fraud…
Read MoreProtect Your Assets from Digital Scams That Can Cost You Dearly
By: By Charles Sherry, MSc | Horsesmouth Even casual NFL fans are likely familiar with Kansas City’s star tight end Travis Kelce. Much like a reliable blue-chip stock in a portfolio, Kelce has provided the Kansas City Chiefs with a rare combination of athletic ability and intensity that has elevated the offense, provided stability…
Read MoreHow One Message Can Lead to a Cyber Scam
When people think about cybercrime, they often imagine a hacker breaking into a system late at night. Most cyber incidents don’t start with a sophisticated hack. They start with a message, such as an email that looks routine or a text that feels urgent or even a QR code that seems convenient. Cybercriminals know that…
Read MoreWhy a Credit Freeze is the Best Response to a Data Breach
By Devin Kropp | Horsesmouth The latest data breach may have you worried about your personal information. Learn about a simple step you can take to protect your identity today. The headlines come at us constantly—143 million records leaked at Equifax, one billion exposed in a Yahoo breach, and 110 million records compromised at…
Read MoreEstate Planning Considerations for 2026
Estate planning is the process of coordinating your financial assets, legal documents, beneficiary decisions, and family wishes so that your affairs can be managed properly both during your lifetime and after your death. At AtlanticMidwest Investment Research, we believe estate planning should be viewed as part of the broader financial planning process—not simply as a…
Read MoreFactors to Consider When Updating Insurance Coverage
By Amy E. Buttell and Elaine Floyd, CFP® | Horsesmouth With government health care policies always uncertain and the memory of super storms still fresh, now is a good time to review insurance policies coverage, insurance needs, and emergency plans. Insurance coverage tends to be the stepchild of family financial planning. All too…
Read MoreThe 10 Basic Questions of Estate Planning
By Amy E. Buttell | Horsesmouth It’s not easy to contemplate your own mortality, but a good estate plan can provide for your heirs, protect your assets, and promote family harmony once you’re gone. Estate planning is complex and because it involves facing your own mortality, it can be difficult subject to address.…
Read MoreFinancial Planning for the Generations
By Elaine Floyd, CFP | Horsesmouth In most families, the needs and interests of family members overlap. Even if your money is separate, planning needs to happen for all. It is normal, when working with your financial professional, to focus on the needs of your immediate family. If you are a baby boomer, for…
Read More
