2026 RMD Reference Guide

By: Hayden Adams | Schwab   If you’re turning age 73 this year, it’s time to start taking the annual required minimum distributions (RMDs) from tax-deferred retirement accounts including 401(k)s and traditional IRAs. The penalty for not taking your RMD can be pretty steep: The IRS will levy a penalty amounting to 25% of the…

Read More

How One Message Can Lead to a Cyber Scam

When people think about cybercrime, they often imagine a hacker breaking into a system late at night. Most cyber incidents don’t start with a sophisticated hack. They start with a message, such as an email that looks routine or a text that feels urgent or even a QR code that seems convenient. Cybercriminals know that…

Read More

Why a Credit Freeze is the Best Response to a Data Breach

By Devin Kropp | Horsesmouth The latest data breach may have you worried about your personal information. Learn about a simple step you can take to protect your identity today.   The headlines come at us constantly—143 million records leaked at Equifax, one billion exposed in a Yahoo breach, and 110 million records compromised at…

Read More