September 2026

By Elaine Floyd, CFP   | Horsesmouth In most families, the needs and interests of family members overlap. Even if your money is separate, planning needs to happen for all.   It is normal, when working with your financial professional, to focus on the needs of your immediate family. If you are a baby boomer, for…

By Elaine Floyd, CFP   | Horsesmouth   As a generation, baby boomers are starting to wonder how we can leave our mark upon the world. What, besides material possessions, can we hand down to the next generation? How do we capture and define the wisdom and values that we’ve cultivated over decades of experience? How…

By Debra Taylor, CPA/PFS, JD, CDFA | Horsesmouth   One of the most important documents you can have is a solid estate plan. Here are five key things to do to give yourself peace of mind regarding your affairs.   “I’m too young to need an estate plan.” “I don’t have enough assets to worry…

By Debra Taylor, CPA/PFS, JD, CDFA | Horsesmouth   You may be surprised at some of the documents we recommend when it comes to estate planning and generational wealth transfer.   Leaving a lasting legacy for your family requires smart planning now. Intergenerational wealth transfers can create havoc within the family if not handled correctly.…