Posts Tagged ‘longtermcare’
Holistic Help for Caregivers of Aging Parents
By Elaine Floyd | Horsesmouth An integrative caregiving plan can help you contain costs and take advantage of the various planning and health care resources available. The wild card in any financial plan is the length and severity of the aging process. Longevity coupled with incapacity can decimate a family’s resources, forcing adult children…
Read MoreBuilding Health Care Costs into Retirement Planning
By Amy E. Buttell | Horsesmouth Health care planning is a sensitive subject that often takes you and your advisor places you don’t want to go. But given rising expenses, no retirement plan is complete without some kind of provision for health care needs. Here are some guidelines and resources for estimating your needs and…
Read MoreWhat You Need to Know About Disability Benefits
By Elaine Floyd | Horsesmouth Most of us probably hope that we will never need disability benefits. But for those who qualify, they can be an important source of income. The disability portion of the Social Security program is so big and so complex that there are law firms that specialize in helping…
Read MoreChecklist: Is It Time for Assisted Living?
By Jennifer Reimer | Horsesmouth Editorial Assistant How do you know when loved ones are ready for assisted living? Use these guidelines to help spot the warning signs of aging and illness. Rosalyn Carter once said: “There are only four kinds of people in the world—those who have been caregivers, those who are…
Read MoreHow to Start the Family Caregiving Discussion
By Amanda Chase | Horsesmouth Associate Editor Nobody looks forward to discussing finances and elder care with their parents, but every family needs to do it. These tips will help you start the conversation now and get a plan in place before you urgently need it. Most of us have always thought of our…
Read MoreUnderstanding Guardianship for Older Adults
By Elaine Floyd, CFP ® | Horsesmouth One day you may find yourself involved in guardianship proceedings for an elderly parent or relative. Here’s an overview of what guardianship means today, how the court evaluates the adult, and what you need to know. Guardianship promises to be a huge issue facing baby boomers in the…
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