May 2026

By Elaine Floyd, CFP ® Each year, the Social Security Administration (SSA) announces the cost-of-living adjustment for the next year. Whether you are retired or not, you should be aware of what the changes mean.   In October, the Social Security Administration announced that the cost-of-living adjustment (COLA) for 2026 is 2.8%. The increase shows up…

By Elaine Floyd, CFP ® Those “How much do you know about Social Security?” quizzes you see online are fun and interesting, but the bigger questions you should be asking are those that can help you get the most out of the program.   Do you know much Social Security you stand to receive over your…

By Elaine Floyd, CFP ® First let it be said that for the number of people served (73 million) and the amount of money paid out annually ($1.5 trillion), the Social Security Administration does an admirable job of keeping everything straight. More than 99% of beneficiaries receive their benefits on time and in the correct amount…

As your financial advisor, safeguarding your personal and financial information is paramount. The Social Security Administration’s Office of the Inspector General (SSA OIG) has issued a warning about a new email scam designed to deceive individuals into compromising their sensitive data. Scam Overview: Fake SSA Emails Prompting Statement Downloads Scammers are distributing emails that mimic…