Annual Rebalancing Steps for 2026

By AmericasRetirementPlan | February 20, 2026

It is important to rebalance your investments regularly, at least on an annual basis. In simple terms, rebalancing is the process of reviewing and then possibly changing your current mix of investments in your investment accounts. For example, as you settle into your career and still have decades until your retirement, you might decide that…

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How Do You Know if Your Assets are Diversified?: Using statistical correlations can help refine your investments and lower risk

By AmericasRetirementPlan | February 6, 2026

How do you figure out how well your asset mix is diversified, and not too heavy in one area – like stocks? Seasoned investors are used to spreading risk across multiple investments, such as stocks, bonds and commodities.  Professionals, however, take it a step further: measuring “correlations.” Understanding Correlations Without getting too technical, assets with…

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De-Risking & Asset Allocation Shifts in DB Plans : Strategic de-risking is an opportunity to realign with organizational goals

By AmericasRetirementPlan | January 30, 2026

Shifts in DB Plans Defined benefit plans are undergoing a strategic transformation. Many sponsors are now enjoying improved funded statuses, largely due to robust equity performance and a prolonged high-interest-rate environment. This shift presents a crucial inflection point for plan management. The core driver of today’s de-risking efforts lies in the mathematical interplay between plan…

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