Managing Your Monthly Money Leaks This Year: Spending on non-essential services can hinder your wealth-building efforts

From streaming services and gym memberships to AI assistants and meal kit deliveries, the modern economy thrives on subscriptions. While these recurring charges offer convenience, they can also create a silent drain on your finances. How can you take control of your subscriptions without sacrificing what matters most? The Rise of the Subscription Economy The…

Read More

Start 2026 With a Financial Backup Plan

By Doug Reed How to regain control after a layoff—and design a smarter path to retirement A new year always gives us permission to pause. To breathe. To take stock. But if you’ve gone through a layoff—or you’re worried one could be coming—that pause isn’t just symbolic. It’s necessary. At Life By Design 360, we…

Read More

Are You Sticking To Your 2025 Financial Goals?

By Melissa Houston As the calendar edges closer to the end of January, it’s the perfect time to weigh in and reflect on the financial goals that you set at the outset of the year. Whether you planned to save more money, invest wisely, pay down debt, stick to a budget, or make more money in 2025,…

Read More

5 Financial Lessons From Dr. Martin Luther King Jr.

By Lynnette Khalfani-Cox In memory of one of America’s most pre-eminent heroes, here are five financial lessons we can all learn from Dr. Martin Luther King, Jr.’s life and legacy. Lesson No. 1: Don’t wait for economic change—create it How many times have you complained about your workplace, your low pay or something unfair that happened…

Read More

Planning Strategies to Implement in the New Year: Take action now and make this year a turning point in your financial journey

The start of a new year is the perfect time to revisit your financial goals and refine your strategies. By taking intentional and thoughtful steps, you can strengthen your financial foundation and set yourself up for lasting success. Here are five key strategies to consider, along with the reasons they’re worth implementing. 1. Create a…

Read More

Ten Very Unique New Year Financial Resolutions: Go beyond the basics and think creatively about how you approach money

The New Year is a time for fresh starts and setting goals, but when it comes to financial planning, the resolutions often seem predictable: save more, spend less, and budget better. While these are undeniably important, there’s an opportunity to think outside the box. Below are ten unique financial resolutions that might surprise you —…

Read More

5 money lessons you can learn from Martin Luther King Jr.

Source: Facet Martin Luther King Jr. Day falls on Monday, January 15 this year. It’s more than a day off from work; it’s a vital reminder of our country’s history and how it has shaped us into the nation we are today. This day honors the fact that no matter how much struggle and hardship…

Read More

How to Set Achievable Financial Goals for 2024

It’s time to set financial goals that are realistic and attainable. January is an ideal time to lay the groundwork for your financial success in the new year. It’s not just about setting resolutions but also about making practical and straightforward financial decisions. Here’s a guide to help you set achievable financial goals for 2024…

Read More